Fully Licensed & Insured
A Fully Insured San Antonio Roofing Contractor
Before anyone sets foot on your roof, we want you to know exactly what protections are in place, for your home, for your family, and for our crew. Complete transparency is part of how we earn your trust.
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General Liability Coverage
Underwritten by Third Coast Insurance Company through Saucedo Insurance Agency, policy active through November 2026.
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$1,000,000
Each Occurrence
Maximum coverage per individual claim or incident.
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$2,000,000
General Aggregate
Total coverage limit across all claims in a policy year.
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$2,000,000
Products & Completed Operations
Covers claims arising after project completion.
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$1,000,000
Personal & Advertising Injury
Protects against non-physical injury claims.
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Included
Property Damage
Covers accidental damage to your property during work.
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Included
Medical Expenses
Covers injury-related medical costs on-site.
What This Coverage Means for You
Insurance isn’t just a checkbox. It’s a direct protection for your property and peace of mind.
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Full Property Protection
If our crew accidentally damages your property, our insurance covers the repairs, so you are never out of pocket.
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Worker Protection
Workers’ compensation coverage protects every crew member, ensuring you carry no liability for on-site injuries.
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Financial Security
$1M per-occurrence coverage means even large claims are fully handled without putting your project at risk.
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Certificate on Request
Need to verify our coverage? We provide a Certificate of Insurance within one business day, addressed to any party you require.
Policy & Provider Details
The policy behind the coverage above.
- Insurance Provider
- Third Coast Insurance Company
- Agency
- Saucedo Insurance Agency
- Policy Type
- Commercial General Liability
- Policy Period
- November 2025 to November 2026
- Per-Occurrence Limit
- $1,000,000
- General Aggregate
- $2,000,000
Certificate of Insurance
We provide Certificates of Insurance on request, typically within one business day. We can name additional insured parties (lenders, HOAs, property managers) upon request.
Request your Certificate of Insurance today.
- Issued same or next business day
- Additional insured endorsements available
- Sent via email or certified mail
- Valid for the current policy period
Always Hire an Insured Contractor
When an uninsured contractor works on your home, you become financially responsible for any accidents, injuries, or property damage that occur, even if it isn’t your fault.
Homeowner’s insurance does not protect you from liability claims filed by an uninsured contractor’s worker injured on your property.
Our $1 million general liability policy and workers’ compensation coverage create a complete liability shield around your project, so you can focus on your new roof, not your risk exposure.
Insurance Questions
Straight answers about our coverage.
Can I see a copy of your Certificate of Insurance?
Yes. Contact us at (210) 500-9131 or contact@topchoicerc.com and we’ll provide a COI within one business day, made out to any additional insured you require.
Are your workers covered under workers’ compensation?
Yes. All Top Choice Roofing employees and subcontractors are covered under workers’ compensation insurance. You carry no liability for on-site injuries.
What if a worker accidentally damages my property?
Our General Liability policy covers accidental property damage with up to $1,000,000 per occurrence. We handle the claim, you are not responsible.
Is your insurance current and active?
Yes. Our current policy is active through November 2026. We can provide a COI showing current coverage dates at any time.
Do you require homeowners to sign a liability waiver?
No. Our full insurance coverage eliminates the need for liability waivers. We are fully responsible for our work and our crew throughout your project.
Need Proof of Coverage?
Call or email us, and we will send a Certificate of Insurance within one business day.